this is the error I receive when I click on send money. did i happen to just catch it at a time where its like 0.0n days or is it just non functional.
This is not an error. You have been in the game long enough (unlocked in 0 days) but you have not played enough ( have at least 4000 bXP)
Once you reach 4000 bXP, this function will work for you.
As a reminder, players are not allowed to create multiple accounts for the purpose of sending money.